Josh Talayka | August 22, 2011
When you really break it down, there are 5 main factors that traditionally drive our market and will also be the same factors that will drive our recovery. The first 4 factors are easy to monitor and track: Housing Affordability, Job growth, Demographics and available credit. The 5th factor is more difficult to pin down (though not impossible), this is the “human” factor. Having an understanding of these 5 factors and their trends allow us to make reasonable predictions on how our market will develop in the near future.
Category: General, Market Data |
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Tags: Case-Shiller, Chase International, demographics, Fannie Mae, Housing Affordability, Housing Market, Housing Recover, housing trends, job growth, Moody’s Analytics, Real Estate, Standard & Poor’s, statistics, Talayka, The Wall Street Journal, www.sellinghomesinreno.com, www.sellingnorthernnv.com
Josh Talayka | March 16, 2011
According to Fannie Mae and Freddie Mac; mortgage loans that were originated in 2009 are some of the most secure and best performing loans that we’ve seen over the last several decades.
Category: FannieMae, Financing/Mortgage Topics, Freddie Mac |
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Tags: Chase International, default Rate, Fannie Mae, Freddie Mac, mortgage, Nevada, NV, Real Estate, reno, Talayka, www.sellinghomesinreno.com, www.sellingnorthernnv.com
Josh Talayka | February 22, 2011
When making the decision to walk away from your home (whether a strategic walk-away or hardship), the first question always asked is; why bother going thru a short sale, rather than just letting the bank foreclose? Although to most a short sale may be the obvious choice, the answer may vary depending on a person’s individual circumstance. However before making the decision, you should always take into account all the future ramifications of your decision. Here is a simple comparison chart of the different ways a foreclosure vs. a short sale will affect you in the years following your decision:
Category: Short Sale & Foreclosures |
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Tags: Chase International, Credit, deficiency judgment, Employment, Fannie Mae, Foreclosure, mortgage, Nevada, NV, Real Estate, reno, Security Clearance, short sale, Talayka, www.sellinghomesinreno.com, www.sellingnorthernnv.com
