Josh Talayka | January 17, 2010
The Federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. Here is a summary of your major rights under the FCRA:
Josh Talayka | January 17, 2010
These are a few simple questions, yet when asked the majority of people simply don’t know the answers. Although I don’t believe I’ve ever met anyone who could truly say they were an expert in understanding credit, in a world where credit determines many aspects of our way of life it’s important that we know and understand what our credit is and how we can maintain and improve it.
Josh Talayka | December 17, 2009
You will want to review your actual credit report as it is being reported to all three credit bureaus. It is very common to find errors on your credit report that could be contributing towards a lower credit score. You are entitled to receive a free annual credit report from all three major credit bureaus. Once you have received your free credit report from each credit bureau, you will want to do the following:
