Comments on: The Mortgage Debt Relief Act of 2007 Q&A

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By: Micaela Pozniak

Micaela Pozniak — Sat, 15 Jan 2011 16:31:40 +0000

Many countries have a notion of standard or conforming mortgages that define a perceived acceptable level of risk, which may be formal or informal, and may be reinforced by laws, government intervention, or market practice. For example, a standard mortgage may be considered to be one with no more than 70-80% LTV and no more than one-third of gross income going to mortgage debt.